IDFC First Bank Share will be in Focus after Reporting ₹1,525 Crore Standalone Profit for FY25; Declares ₹0.25 Dividend
IDFC FIRST Bank Limited announced its financial results for the year ended March 31, 2025, reporting a standalone net profit of ₹1,525 crore. This compares to a profit of ₹2,957 crore reported for the financial year 2023-24. On a consolidated basis, the Bank recorded a net profit of ₹1,490 crore for FY25.
Total income for FY25 stood at ₹43,478 crore, marking an increase from ₹36,325 crore in the previous year. The Bank’s interest income rose to ₹36,501 crore, while other income, which includes fees, commissions, and earnings from treasury operations, contributed ₹6,977 crore during the year.
On the expenditure side, total expenses amounted to ₹36,099 crore, which includes ₹17,209 crore of interest expenses and ₹18,899 crore in operating costs. The operating profit before provisions and contingencies was ₹7,375 crore, compared to ₹6,239 crore in the prior year. Provisions for the year, including for non-performing assets (NPAs) and other contingencies, totaled ₹5,515 crore.
Despite higher provisioning levels, IDFC FIRST Bank maintained stable asset quality metrics. As of March 31, 2025, the gross non-performing assets (GNPA) ratio stood at 1.87%, slightly improving from 1.88% a year earlier. The net NPA ratio also declined to 0.53% compared to 0.60% in the previous year.
The Bank’s capital adequacy ratio under Basel III guidelines was reported at 15.48%, providing a comfortable cushion above the regulatory requirement. Return on assets (ROA) for the year stood at 0.48%, lower than the 1.10% recorded for FY24. Net worth increased to ₹37,141 crore as of March 31, 2025, up from ₹31,036 crore the previous year.
In terms of business growth, IDFC FIRST Bank continued to expand its loan book, supported by contributions from retail, wholesale, and treasury operations. Advances grew across segments, while deposits and liquidity coverage remained strong.
Reflecting its financial position, the Board of Directors has proposed a final dividend of ₹0.25 per IDFC First Bank Share, subject to shareholder approval at the forthcoming Annual General Meeting. This marks a continuation of the Bank’s practice of rewarding shareholders, following the improved earnings profile over the past few years.
The audited financial statements and other mandatory disclosures have been published on the Bank’s official website and have been submitted to stock exchanges in compliance with SEBI listing requirements.
IDFC FIRST Bank stated that it remains focused on strengthening its balance sheet, enhancing profitability, and maintaining asset quality in the coming financial year.
standalone financial results for FY25 (in ₹ crore):
| Particulars | FY25 | FY24 |
|---|---|---|
| Total Income | 43,478 | 36,325 |
| – Interest Earned | 36,501 | 30,325 |
| – Other Income | 6,977 | 6,000 |
| Total Expenditure | 36,099 | 30,087 |
| – Interest Expended | 17,209 | 13,872 |
| – Operating Expenses | 18,899 | 16,216 |
| Operating Profit (before provisions) | 7,375 | 6,239 |
| Provisions (other than tax) | 5,515 | 2,382 |
| Profit Before Tax | 1,860 | 3,855 |
| Net Profit (Standalone) | 1,525 | 2,957 |
| Consolidated Net Profit | 1,490 | 2,942 |
| Capital Adequacy Ratio (Basel III) | 15.48% | 16.11% |
| Gross NPA (%) | 1.87% | 1.88% |
| Net NPA (%) | 0.53% | 0.60% |
| Return on Assets (ROA) | 0.48% | 1.10% |
| Net Worth (₹ crore) | 37,141 | 31,036 |
| Proposed Dividend per IDFC First Bank Share | ₹0.25 | – |
Click Here To Read Official File IDFC First Bank Results
IDFC First Bank Share Price
IDFC First Bank Share (IDFCFIRSTB) on the National Stock Exchange of India (NSE), The current price is ₹65.99, reflecting a decrease of 2.45%. The day’s range for IDFC First Bank Share is between a low of ₹65.70 and a high of ₹68.00. The opening price for the day was ₹67.70, and the previous day’s closing price was ₹67.65.
Dividend Per IDFC First Bank Share
IDFC FIRST Bank has announced a final dividend of ₹0.25 per IDFC First Bank Share for the financial year 2024-25, subject to shareholder approval at the upcoming Annual General Meeting then IDFC First Bank Shareholders will get the dividend amount into their bank accounts.
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