HDFC Bank Dividend Announcements
HDFC Bank, India’s largest private sector lender, reported strong financial results for the fourth quarter and the full financial year ended March 31, 2025. Alongside these results, the Board of Directors recommended a substantial dividend, showcasing the bank’s continued commitment to delivering value to its shareholders.
HDFC Bank Dividend Declaration
This HDFC Bank Dividend represents a 2200% payout and will be distributed pending approval from shareholders at the forthcoming Annual General Meeting. The eligibility of shareholders to receive the dividend will be determined based on records as of Friday, June 27, 2025.
This proposed dividend is a step up from the ₹19.50 per share declared in the previous year, reflecting the bank’s enhanced performance post its merger with erstwhile HDFC Limited.
HDFC Bank dividend declarations over the past 10 financial year
| Financial Year | Dividend per Share (₹) | Dividend (%) | Notes |
|---|---|---|---|
| 2024–25 | 22.00 | 2200% | Proposed; pending shareholder approval at the upcoming AGM. |
| 2023–24 | 19.50 | 1950% | Final dividend declared. |
| 2022–23 | 19.00 | 1900% | Final dividend declared. |
| 2021–22 | 15.50 | 1550% | Final dividend declared. |
| 2020–21 | 6.50 | 650% | Final dividend declared. |
| 2019–20 | Not Applicable | N/A | No dividend declared due to RBI’s directive amid COVID-19. |
| 2018–19 | 15.00 (Final) + 5.00 (Special) | 2000% | Final and special dividends declared. |
| 2017–18 | 13.00 | 1300% | Final dividend declared. |
| 2016–17 | 11.00 | 1100% | Final dividend declared. |
| 2015–16 | 9.50 | 950% | Final dividend declared. |
*Note: For the financial year 2019–20, HDFC Bank Dividend did not declare due to the Reserve Bank of India’s directive for banks to conserve capital amid the COVID-19 pandemic.
HDFC Bank Dividend After Quarter 4 (Q4 FY25) Financial Highlights
For the quarter ended March 31, 2025, HDFC Bank posted a standalone net profit of ₹17,616 crore, a 7% increase from ₹16,512 crore reported in the same quarter last year. The total income stood at ₹89,488 crore, driven by strong interest income of ₹77,460 crore and other income of ₹12,028 crore.
Operating profit before provisions and contingencies came in at ₹26,537 crore, while provisions (excluding taxes) amounted to ₹3,193 crore. The profit before tax (PBT) was ₹23,344 crore.
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The bank’s asset quality remained stable, with Gross NPA at 1.33% and Net NPA at 0.43%. Capital Adequacy Ratio (CAR) stood at a comfortable 19.55%, reflecting strong capitalization.
Annual Financial Performance (FY 2024–25)
For the full year, HDFC Bank recorded a standalone net profit of ₹67,347 crore, rising from ₹60,812 crore in FY 2023–24. Total income for the year surged to ₹3.46 lakh crore compared to ₹3.08 lakh crore in the previous fiscal, marking an increase of over 12%.
Interest earned was ₹3.01 lakh crore, while operating expenses were ₹68,175 crore. Net advances grew to ₹26.2 lakh crore, and deposits climbed to ₹27.15 lakh crore, showcasing robust growth in core banking operations.
On a consolidated basis (including subsidiaries like HDFC Life and HDFC Ergo), the bank posted a net profit of ₹70,792 crore for FY25, compared to ₹64,062 crore in FY24.
Click Here To See Full Financial Results
Strategic Integration and Outlook
FY 2024-25 marked the first full year post the mega-merger with erstwhile HDFC Limited. The merger, which came into effect from July 1, 2023, significantly expanded the bank’s balance sheet and customer base. The integration also led to significant synergies across retail, housing finance, and investment operations.
With strong fundamentals, a well-capitalized balance sheet, and a diversified loan portfolio, HDFC Bank is well-positioned for continued growth in FY 2025–26. The HDFC Bank dividend recommendation and consistent earnings growth reaffirm investor confidence and the bank’s focus on sustainable value creation.
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