SBFC Finance Announces Financial Results for FY25; Reports Steady Growth
SBFC Finance Limited (NSE: SBFC | BSE: 543959) today announced its audited financial results for the quarter and financial year ended March 31, 2025, following the approval of the Board of Directors at its meeting held earlier in the day.
The company reported a consolidated total income of ₹13,067.46 million for FY25, compared to ₹10,199.20 million in the previous fiscal. Net profit after tax rose to ₹3,452.99 million, up from ₹2,371.04 million a year earlier, supported by higher interest income and operational efficiencies.
Key highlights:
- Total Income: ₹13,067.46 million in FY25 vs ₹10,199.20 million in FY24.
- Net Profit After Tax: ₹3,452.99 million in FY25 vs ₹2,371.04 million in FY24.
- Earnings Per Share (EPS): Basic EPS at ₹3.21 for FY25 compared to ₹2.35 in FY24.
- Asset Quality: Gross Non-Performing Asset (GNPA) ratio stood at 2.74% as of March 31, 2025, while Net NPA (NNPA) was 1.51%.
The company confirmed that it has maintained adequate security cover for its secured listed non-convertible debentures (NCDs) in line with regulatory requirements.
Additionally, SBFC Finance disclosed that its subsidiary, SBFC Home Finance Private Limited, completed its voluntary liquidation process during the year, following communication from the Reserve Bank of India regarding regulatory layering norms.
| Particulars | FY 2025 | FY 2024 |
|---|---|---|
| Total Income | ₹13,067.46 million | ₹10,199.20 million |
| Net Profit After Tax | ₹3,452.99 million | ₹2,371.04 million |
| Earnings Per Share (Basic) | ₹3.21 | ₹2.35 |
| Earnings Per Share (Diluted) | ₹3.15 | ₹2.30 |
| Gross Non-Performing Asset (GNPA) Ratio | 2.74% | 2.43% |
| Net Non-Performing Asset (NNPA) Ratio | 1.51% | 1.36% |
| Capital to Risk-Weighted Assets Ratio (CRAR) | 36.10% | 40.52% |
| Liquidity Coverage Ratio (LCR) | 261.09% | 236.78% |
| Debt-to-Equity Ratio | 1.65 times | 1.44 times |
| Total Assets | ₹85,958.12 million | ₹70,629.67 million |
| Net Worth | ₹31,901.31 million | ₹27,782.55 million |
Click Here To Read Official File of Financial Results
SBFC Finance Share Price Update
As of the latest trading session, shares of SBFC Finance Limited were trading at ₹105.00 on the National Stock Exchange (NSE), reflecting a decline of 2.24%. The stock fluctuated between an intraday low of ₹104.28 and a high of ₹109.90, indicating moderate volatility within the session.
Also Read: IEX Dividend: Announces Final Dividend of ₹1.50 Per Share on Back of Strong FY25 Earnings
SBFC Finance’s Stock Market Debut and Listing Gains
SBFC Finance Limited made a strong debut on the Indian stock exchanges in August 2023, following a highly subscribed Initial Public Offering (IPO). The company’s shares were listed at a premium, opening around 44% higher than the issue price of ₹57 per share. On listing day, SBFC Finance’s stock was listed at ₹82 on the NSE and ₹81.99 on the BSE, reflecting robust investor confidence in the company’s business fundamentals, growth outlook, and asset quality.
The impressive listing gains underscored strong demand from institutional as well as retail investors, establishing SBFC Finance as one of the notable NBFC listings of the year. Since its debut, the company has focused on strengthening its balance sheet, maintaining a disciplined approach towards loan book growth, and enhancing profitability.
Disclaimer: This content is about intended solely for educational and informational purposes and should not be interpreted as financial or investment advice. The information presented is derived from publicly available sources and independent analysis; however, its accuracy or completeness is not guaranteed. Readers are encouraged to conduct their own due diligence and seek guidance from a professional financial advisor before making any investment decisions. Neither the author nor stoxmail.com assumes responsibility for any financial losses or investment actions taken based on this article.